Birchyard LLC Press

Combining Good Works With Good Business; a New Business Ethos

By Katherine Kocijanski, Hudson Valley Business Journal
Nov 26, 2012

Local insurance consultation company, Birchyard, LLC, has decided to become a part of a new charitable venture. Joining Coastside Land Trust, the organization has pledged a generous donation to help with the adoption of goats.

Why goats? The animals are used to help maintain the coastal scenery in a more environmentally conscious matter. By partnering with the Coastside Land Trust, Birchyard has gained the opportunity to help preserve the open space environment and rich resources of the Half Moon Bay area and the San Mateo County coast.

“I think it’s an imaginative use of resources that I am happy to be able to support,” said Billy Van Jura,

Founded in 1997, The Coastside Land Trust was established to protect the urban open space of the San Mateo County coast, located in the the San Francisco Bay Area of California. The trust is dedicated to preserving the scenic bluffs, stream corridors and agricultural lands from the southern city limits of Half Moon Bay which encompasses the world famous Mavericks surf break.

This land protection is possible by purchasing and accepting donations of land and conservation easement. In addition to its natural, historical, cultural, architectural, and scenic resources, the San Mateo Coast is known for its areas of working farms and vivacious communities. It is there hope to continue to preserve these rich lands for present and future generations.

“The Coastside Land Trust is delighted to receive the support of Birchyard in continuing the work of restoring native vegetation to permanently protected open space here on the San Mateo County coast. It is organizations and individuals like Birchyard and Bill Van Jura that will make it possible to succeed in our efforts,” said Jo Chamberlain, Executive Director.

Founded in May 2011, Birchyard was founded to provide consistent, solid advice to their clients and leave everybody who consults with them in a better position. Their insurance consultants provide expert counseling and set the standard for coverage. Birchyard isn’t bound by the methods and practices of any one company. There is a different way to approach insurance, and Birchyard will bring a little unexpected, to the expected.

Delighted to join Coatside, Birchyard is looking forward to seeing the results of the trust’s efforts to help preserve the coastal landscape. Believing in being as environmentally conscious as possible the partnership between Birchyard LLC and the Coastside Land Trust has started off to be a promising one.

Read the full article →

How to Save Thousands in Insurance Discounts

By Gina Roberts-Grey, InvestingAnswers.com
Nov 23, 2012

Why is an end-of-year review of your insurance policies so crucial? Take life insurance, for example: You need to make sure your policy will live as long as you do.

If you’re like most busy Americans, you don’t think much about your insurance coverage on your home, car or yourself very often. But as 2012 winds down, some insurance costs are going up — unless you lock them in now. Think of the end of the year as a good opportunity to look at your policies and make sure you’re getting the most bang for your buck.

“Overall, every insurance policy you have should be reviewed every year,” said Billy Van Jura, an independent insurance broker in Poughkeepsie, NY.

Once you’ve taken a look at your policies, you can start 2013 knowing that you have the best rates and the best coverage possible.

Insurance documents don’t make for light reading, but we’ve made it easy for you by compiling a list of the specifics you should be looking for as you go over your policies.

Read the full article →

Does road rage affect women more than men?

by Rachel Hartman, CarInsuranceQuotes.com
Sep 25 2012

If you’re female and drive, you may be more likely than men to experience road rage.

Well, that’s what a survey sponsored by CareerBuilder.com concluded. Of the survey’s respondents, 61 percent of women said they reported feeling road rage. By comparison, just 56 percent of men said they felt road rage. The survey, carried out by market research company Harris Interactive, questioned nearly 3,900 U.S. workers.

When it comes to the entire U.S. population, however, are women really more prone to road rage than men? “Not necessarily,” says Leon James, professor of psychology at the University of Hawaii and founder of DrDriving.org. “It is more likely that men don’t admit it as much as women do.”

Honesty and perception are main factors of road rage, James says. “It is possible that women have a lower threshold for what they call road rage. Men can get angry and yell, but they may not consider this road rage.”

For both men and women, getting angry while behind the wheel can result in crashes, injuries and, in some cases, the loss of your auto insurance policy. “Road rage can affect the life of you and your family,” says Kirk Bernard, a lawyer at Bernard Law Group, a law firm that handles personal injury and wrongful death cases in Seattle. If you injure – or, worse, kill someone – the emotional and legal consequences of those actions can affect you for the rest of your life.

Road rage and auto insurance

Here are three ways road rage can affect your auto insurance.

1. It’s a crime.

Road rage often is grouped with the term “aggressive driving,” but the two actually are different.

Aggressive driving involves following another car too closely, driving at excessive speeds, weaving through traffic, and running stop lights and signs, among other things, according to the National Highway Traffic Safety Administration (NHTSA).

Road rage, on the other hand, goes one step further. It usually involves angry and violent behavior that result from aggressive driving, such as speeding while trying to run another car off the road. While aggressive driving is a traffic violation, road rage is a criminal offense, NHTSA says.

If you’ve been convicted of road rage, that criminal offense could make it difficult to take out an insurance policy. “If you’re applying for auto insurance and have road rage listed on your driving record, some companies won’t even offer you the insurance,” says Billy Van Jura, an insurance broker in New York.

For an insured driver, being convicted of road rage also could have serious consequences. An insurance company may choose to drop the driver’s policy or not renew it, Van Jura says.

Read the full article →

1% for the Planet Partnership

Birchyard, LLC joined 1% for the Planet, pledging a portion of its sales to support non-profit organizations focused on sustainability.

“Birchyard is a great addition to the network. By signing on to 1%, it shows they’re really walking the walk in their sustainability efforts,” says Terry Kellogg, 1% CEO. “They’re using generosity as a tool with which to build their business and enabling valuable environmental work along the way. We’re excited to welcome them to the 1% family.”
Read the full article →

Got a full bladder? You just might get a traffic ticket

If the distraction of having to go leads to speeding or swerving off the road, you’re at risk of getting a traffic ticket. And in addition to paying a fine that could top $250 (depending on the municipality and type of ticket), you could face three to five years of higher car insurance premiums. The average rate hike for a ticket or accident is anywhere from 5 percent to 20 percent.

“Car insurance companies see speeding or being cited for distracted driving as the possibility that a driver may file a claim in the future,” says Billy Van Jura, an insurance broker in New York.
Read the full article →

How to insure an older car

Billy Van Jura, owner of the Birchyard LLC security against loss agency in New York, recommends that drivers annually evaluate coverage beneficial to vehicles more than 10 years antiquated.

“People tend to keep their wide-reaching (coverage) a little longer if it’s certainly cheap. If you’re only remunerative $100 per year, it may subsist worth it,” he says.

Van Jura furthermore says you’ll still need to maintain liability insurance to meet state minimums. Every express except New Hampshire requires a determinate amount of liability coverage. In chiefly cases, you’ll want to pervert with money even more than the minimum coverage to cover yourself and your assets in the fact you injure someone in an misadventure.
Read the full article →

5 Ways to Cut Your Insurance Payments

In light of these surging premiums, knowing a few tricks to shave even a percent or two off your premium could spare your budget some pain. “There are many incentive and discount offers that are readily available to consumers,” says Billy Van Jura, a veteran insurance broker in Poughkeepsie, N.Y. “In most cases, your agent will suggest them or ask you questions aimed at determining your eligibility. But it’s wise to also ask about any possible discounts you may qualify for.”

These programs and tricks will help you slash your auto and home insurance premiums without compromising your coverage.
Read the full article →

These Simple Six Strategies Will Slash Your Insurance Costs

In light of these surging premiums, knowing a few tricks to shave even a percent or two off your premium could spare your budget some pain. “There are many incentive and discount offers that are readily available to consumers,” says Billy Van Jura, a veteran insurance broker in Poughkeepsie, N.Y. “In most cases, your agent will suggest them or ask you questions aimed at determining your eligibility. But it’s wise to also ask about any possible discounts you may qualify for.”

These programs and tricks will help you slash your auto and home insurance premiums without compromising your coverage.
Read the full article →

Top 10 Needs Of Small Business Owners

For the Top 10 Needs Of Small Business Owners, today’s selected entry is from Billy Van Jura in Poughkeepsie, New York.

The Top 10 Needs of Small Business Owners, at least for me is…

1. To Learn : how to use my smart phone and get some guidance on apps and how to efficiently use this wonderful device.

2. A Bookkeeper : to show me why I want to give up a half a day to get organized and put a system in place.
Read the full article →

Profile on One Who Writes

JB:Tell us about Birchyard, LLC and why you started the company.

BVJ: I was part of a big company for eight and a half years and over the last two and a half their philosophies and ideas became further away from my own. Fortunately, I had developed a client list that wanted more from me so it was time for me to move on. Earning money is not exciting to me, I needed to be able to do more as an individual.
Read the full article →